Rockford Mutual provides homeowners insurance for you whether you own or rent your residence. We provide coverage for your home, condominium, townhome, mobile/manufactured home, or apartment. Rockford Mutual provides protection for your home and personal property against such perils as: Fire; Lightening; Windstorm; Hail; Theft; Vandalism; Smoke; Explosion; Riot or Civil Act; Aircraft Damage; Falling Objects; Weight of Ice, Sleet, or Snow; Power Surge; Bursting Water Heater; Frozen Plumbing; Water Damage from Plumbing or Heating System; Vehicles; and Volcanic Eruption.
Additional coverages provided by Rockford Mutual are: Coverage for Detached Structures, Additional Living Expenses (Coverage provided to you for increased living expenses above what is normally spent for food, shelter, and other related items if your home is uninhabitable due to a covered loss), Personal Liability (Pays damage if you are legally liable because of bodily injury or property damage as covered by the policy), Medical Payments to Others (Pays necessary medical expenses resulting from bodily injury to visitors on your property or persons accidentally injured by your activities).
Discounts available through a Rockford Mutual Homeowner Policy are: Multi-Policy Discount (if you have your home and auto with Rockford Mutual), New Home Credit, New Home Buyer Credit, Dwelling Renovation Credit, Home Claim Free Credit, Loss Free Credit on Renewal, and Protective Device Credit.